So, I thought I would share some of our money-saving strategies with you.
- Grocery Shopping - I rarely pay full-price for anything. I shop the sales and use coupons on top of that. Yes, it does take extra time to plan out what I will buy, but we save over 50% every time we shop. I get all my shopping lists from Southern Savers and plan my meals around what is on sale each week. I also keep a running price list of the items I buy regularly. That way I always know what the best price is and don't get sucked in by the "SALE" signs. Our grocery bill is rarely over $60 per week and often WAY less! :-)
- We eat dinner at home every night during the week. Even if I don't have a meal fully planned (and believe me, these days I don't!) we still find something to eat in the house. But we do eat out on Friday and Saturday nights (most of the time). This gives me a much needed break from cooking and gets us out of the house! :-) However, when we do eat out, we often use coupons.
- We don't have the latest and greatest gadgets. This is hard in the society we live in. We are bombarded with new gadgets and gizmos on a daily basis. It is so easy to think, "I need that new ___. If I don't get it I will not be fully satisfied." We rarely buy new electronics and the ones we have were most likely gifts. ;-) When we do finally decide to upgrade on of our electronics (cell phone, tv, dvd player, etc.) we do a TON of research and find the very best price available.
- We save a lot of our earnings. Thankfully I married a finance major, so I don't have to worry about balancing the check book or saving money in a ROTH IRA. Because he is so great at doing these things, I stay out of his way and let him do his thing. :) So I can't speak much about the actual investments, but what I do know is that he has the money automatically taken out of his paycheck so that we never even see it. That way, we don't miss it! We have learned to live on less because we see less.